Terms & Conditions

Last Updated: 16/01/2026

Welcome to The Policy House. These Terms & Conditions govern your access to and use of our website www.thepolicyhouse.in and our insurance and investment advisory services. By accessing this website or using our services, you agree to comply with and be bound by these terms.

If you do not agree with any part of these Terms & Conditions, please do not use our website or services.


1. About The Policy House

The Policy House is an insurance and financial advisory platform providing guidance and assistance for insurance products and mutual fund investment services. We act as an intermediary and advisor and do not underwrite insurance policies or guarantee investment returns.


2. Eligibility to Use Services

By using this website, you confirm that:

  • You are at least 18 years of age

  • You are legally competent to enter into binding agreements

  • The information provided by you is accurate and complete


3. Scope of Services

Our services include, but are not limited to:

  • Health, Life, Motor, and Travel Insurance advisory

  • Mutual fund investment facilitation and guidance

  • Policy comparisons, documentation support, and servicing assistance

Final policy issuance, terms, coverage, and claim decisions are solely governed by the respective insurance companies or asset management companies.


4. User Responsibilities

You agree to:

  • Provide true, accurate, and complete information

  • Review policy documents carefully before acceptance

  • Comply with applicable laws and regulations

  • Not misuse the website or submit fraudulent information

The Policy House shall not be responsible for losses arising from incorrect or incomplete information provided by the user.


5. Communication & Consent

By submitting your contact details, you consent to receive communications via phone calls, IVR, SMS, WhatsApp, RCS, or email for service-related updates, reminders, and promotional offers.

You may opt out of promotional communication at any time. Essential service-related communication may continue as required.


6. Intellectual Property

All content on this website, including text, graphics, logos, icons, and layout, is the property of The Policy House unless otherwise stated. Unauthorized use, reproduction, or distribution of any content is strictly prohibited.


7. Third-Party Links & Services

This website may contain links to third-party websites or services. The Policy House does not control or endorse the content, policies, or practices of such third parties and shall not be liable for any damages arising from their use.


8. Limitation of Liability

The Policy House shall not be liable for:

  • Any indirect, incidental, or consequential losses

  • Delays or failures caused by third-party service providers

  • Investment market fluctuations or insurance claim rejections

  • Technical issues beyond our reasonable control

All decisions regarding insurance coverage and investments should be made after reviewing official policy documents.


9. Disclaimer on Investments

Mutual fund investments are subject to market risks. Past performance is not indicative of future results. Investors are advised to read all scheme-related documents carefully before investing.


10. Termination of Access

We reserve the right to suspend or terminate access to our website or services without prior notice if these Terms & Conditions are violated or if misuse is detected.


11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.


12. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of Indore, Madhya Pradesh.


13. Modifications to Terms

The Policy House reserves the right to update or modify these Terms & Conditions at any time. Continued use of the website after changes implies acceptance of the revised terms.


14. Contact Information

For any questions or clarifications regarding these Terms & Conditions, please contact:

The Policy House
📍 1620/2/1, Shop No. 16, Nanak Complex,
Transport Nagar Main Road, Indore,
Madhya Pradesh – 452001, India

📞 Phone: +91 9111523000
📧 Email: policypro123@gmail.com

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